Privacy Policy

Legacy Financial Connect (“Legacy Financial Connect,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit legacyfinancialreview.com, complete a Family Protection Checkup or Protection Review, request guidance, or otherwise interact with our services.

1. Information We Collect

Depending on how you use our website, we may collect information such as:

• Your first and last name
• Email address
• Phone number
• State or location information you provide
• Household and dependent information
• Your preferred method of contact
• Information you provide through our Family Protection Checkup or Protection Review
• Information about life insurance, income protection, emergency savings, family financial planning, beneficiary reviews, and related protection topics
• Whether you request guidance or an advisor connection

We may also generate information from your responses, such as a protection score, protection level, or identified areas that may deserve additional consideration.

2. Information Collected Automatically

When you use our website or submit a form or survey, certain technical information may be collected automatically. This may include:

• IP address
• Submission date and time
• Session identifiers
• Page URL
• Referring URL
• Traffic or referral source
• Device or session information
• Timezone

Our website platform may also use cookies or similar technologies that are necessary to operate website, form, survey, session, security, and related functionality. Additional analytics or advertising technologies may be described or disclosed as they are implemented.

3. How We Use Your Information

We may use information we collect to:

• Create and maintain your contact record
• Process your Family Protection Checkup or Protection Review
• Calculate and display protection-related results
• Identify potential areas or gaps for further consideration
• Provide information or guidance you request
• Respond to questions or requests
• Communicate with you when you have provided the appropriate consent
• Track whether guidance or an appointment has been requested
• Operate, maintain, secure, and improve our services
• Comply with applicable legal and regulatory requirements

4. Text Messages and Electronic Communications

If you provide your telephone number and consent to receive text messages, Legacy Financial Connect may send messages consistent with the consent you provide. Message frequency may vary. Message and data rates may apply. You may reply STOP to opt out of text messages and HELP for assistance.

Where marketing consent is requested, that consent is separate from your ability to use our website or complete a protection review. Consent to receive marketing communications is not a condition of purchasing goods or services.

5. How We Share Information

We do not sell your personal information simply because you complete a Family Protection Checkup.

We may disclose information to service providers and technology providers that help us operate our website, communications, customer relationship management systems, forms, surveys, and related business functions.

If you affirmatively request guidance or an advisor connection, information reasonably necessary to respond to that request may be shared with or made available to an appropriate insurance or financial professional as part of facilitating the requested connection.

We may also disclose information when required by law, regulation, legal process, or when reasonably necessary to protect rights, safety, security, or prevent fraud or misuse.

6. Insurance and Financial Information

The Family Protection Checkup is intended for educational and informational purposes. Information and results generated through the website should not be considered an insurance policy, insurance contract, guarantee of coverage, underwriting decision, individualized legal advice, tax advice, or investment advice.

Any insurance product recommendation, application, eligibility determination, premium, or coverage decision must be addressed separately with an appropriately licensed professional and, where applicable, the relevant insurance carrier.

7. Data Security

We use reasonable administrative and technical measures intended to safeguard personal information. However, no internet transmission, electronic storage system, or online service can be guaranteed to be completely secure.

8. Data Retention

We may retain personal information for as long as reasonably necessary to provide our services, maintain business and compliance records, respond to requests, resolve disputes, enforce agreements, and satisfy applicable legal or regulatory obligations.

9. Your Choices

You may ask us to update or correct information you have provided. You may also contact us regarding requests concerning your personal information, subject to applicable law and legitimate recordkeeping or regulatory requirements.

You may opt out of text messages by replying STOP. You may also use any unsubscribe mechanism provided in applicable email communications.

10. Children's Privacy

Our services are intended for adults and are not directed to children under 13. We do not knowingly request that children under 13 submit personal information directly through our services. Information an adult provides about household composition or dependents should not include unnecessary sensitive information about a child.

11. Third-Party Services

Our website may rely on third-party technology and service providers to operate certain features. Those providers may process information on our behalf in connection with providing their services. Links to third-party websites or services may be governed by those parties' own privacy policies.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time as our services, technology, or legal requirements change. When we make changes, the updated policy will be posted on this page with a revised “Last Updated” date.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact:

Legacy Financial Connect
Email: [email protected]