These Terms of Service (“Terms”) govern your use of legacyfinancialreview.com and the services provided through Legacy Financial Connect (“Legacy Financial Connect,” “we,” “us,” or “our”). By accessing or using our website, completing a Family Protection Checkup or Protection Review, requesting guidance, or otherwise using our services, you agree to these Terms.
Legacy Financial Connect provides educational tools, protection reviews, informational resources, and related services designed to help consumers consider areas of their financial and family protection.
Depending on the services you choose to use, you may receive a protection score, protection level, identification of areas that may deserve further consideration, or an opportunity to request additional guidance.
Information provided through Legacy Financial Connect, including any Protection Review results, scores, protection levels, identified gaps, educational materials, or automated results, is provided for general educational and informational purposes.
These materials are not a substitute for individualized insurance, financial, investment, legal, accounting, or tax advice.
Completing a Family Protection Checkup or receiving a protection score does not constitute an application for insurance, approval for insurance, an insurance policy, a binder of coverage, or a guarantee that any insurance carrier will issue coverage.
Insurance eligibility, underwriting, premiums, policy terms, exclusions, limitations, and coverage decisions are determined separately by applicable insurance carriers and other authorized parties.
You may have the option to request guidance or a connection with an insurance or financial professional.
Requesting guidance does not require you to purchase a product or enter into a financial transaction. Any relationship, recommendation, application, or transaction that may later occur with a professional is subject to separate disclosures, licensing requirements, product terms, and agreements as applicable.
You agree to provide information that is accurate to the best of your knowledge when completing forms, surveys, reviews, or requests through our website.
Results generated through our services depend on the information you provide. Incomplete, inaccurate, or outdated information may affect the usefulness or accuracy of those results.
If you provide your contact information and consent to communications, Legacy Financial Connect may contact you consistent with the consent you provide.
For text messages, message frequency may vary and message and data rates may apply. You may reply STOP to opt out of text messages and HELP for assistance.
Where marketing consent is requested, consent to receive marketing communications is not a condition of purchasing goods or services.
You agree not to use our website or services to:
The Legacy Financial Connect name, website content, Protection Review methodology, scoring presentation, branding, graphics, text, and other original materials made available through our services are owned by or licensed to Legacy Financial Connect, except where otherwise indicated.
You may use the website for your personal, non-commercial use. You may not reproduce, distribute, sell, republish, or commercially exploit our proprietary content without permission, except as permitted by law.
Our website may use or link to third-party services, technology providers, insurance professionals, or other external resources. We do not control the availability, content, privacy practices, or independent actions of third parties.
Your use of a third-party service may be governed by that party's own terms, disclosures, and privacy policies.
Your use of Legacy Financial Connect is also subject to our Privacy Policy, which describes how information may be collected, used, and protected.
We may modify, improve, suspend, or discontinue portions of our website or services from time to time. We do not guarantee that every feature will always be available or operate without interruption or error.
To the extent permitted by applicable law, the website and services are provided on an “as is” and “as available” basis. We do not warrant that the service will be uninterrupted, error-free, or that results generated from information supplied by users will meet every user's particular needs or circumstances.
To the extent permitted by applicable law, Legacy Financial Connect will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the website or services.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.
Failure to enforce any provision of these Terms does not constitute a waiver of that provision or of our right to enforce it later.
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.
We may update these Terms as our services or legal requirements change. Updated Terms will be posted on this page with a revised “Last Updated” date.
Questions regarding these Terms may be directed to:
Legacy Financial Connect
Email:
[email protected]